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Share Rates
Share Rates $25 minimum investment
Annual Percentage Yield is accurate as of September 30 , 2017. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and credited quarterly. Average Daily Balance
Share Savings Accounts
$100.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000.00 and up
$25.00 $100.00
0.10%
0.15%
0.25%
0.10%
0.15%
0.25%
Junior Savings
Up to $2,499.99
$2,500.00 - $9,999.99
$10,000.00 and up
$25.00 -
0.10%
0.15%
0.25%
0.10%
0.15%
0.25%
Young Adult Savings
Up to $2,499.99
$2,500.00 - $9,999.99
$10,000.00 and up
$25.00 -
0.10%
0.15%
0.25%
0.10%
0.15%
0.25%
Christmas Club Account
- - 0.05% 0.05%
Individual Retirement Accounts
Up to $2,499.99
$2,500.00 - $9,999.99
$10,000.00 and up
- -
0.10%
0.20%
0.30%
0.10%
0.20%
0.30%
Dividends will be compounded monthly and credited monthly. Average Daily Balance
Money Market Draft
$2,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and up
$2000.00
$2000.00
0.20%
0.25%
0.30%
0.40%
0.20%
0.25%
0.30%
0.40%
Value Plus Checking
$50.00
$100.00
0.03%
0.03%
Young Adult Checking
$50.00
-
0.03%
0.03%
Share Certificates
6 Month Term
12 Month Term
24 Month Term
36 Month Term
-
 
 
 
$1000.00
 
 
 
 
0.40%
0.55%
0.60%
0.65%
0.40%
0.55%
0.60%
0.65%
IRA Share Certificates
6 Month Term
12 Month Term
24 Month Term
36 Month Term
-
 
 
 
$1000.00
 
 
 
 
0.40%
0.55%
0.60%
0.65%
0.40%
0.55%
0.60%
0.65%
* For additional information regarding the above accounts, please refer to the Fee Schedule.

Click here for the compound interest calculator or click for the APR calculator.

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